Structured Financing Solutions for Business Growth, Expansion & Stability
Amanex Group provides end‑to‑end corporate loan advisory for SMEs, mid‑market companies, and large enterprises across the UAE. Our expertise ensures your business secures the right financing, at the right structure, with the highest approval probability across leading UAE banks.
We simplify the entire financing journey — from eligibility assessment to documentation, structuring, bank negotiation, and final approval.
WHAT ARE CORPORATE LOANS?
Corporate loans are specialized financing facilities designed to support business operations, expansion, asset acquisition, cash‑flow stability, and long‑term growth. These loans are tailored to the financial strength, revenue model, and strategic goals of the company.
Amanex ensures your business receives a bank‑ready, compliant, and optimized loan structure aligned with UAE banking standards.
OUR CORPORATE LOAN SOLUTIONS
1. Working Capital Loans
Flexible financing to support daily operations, supplier payments, inventory purchase, and cash‑flow management. Ideal for: Trading companies, service providers, distributors, manufacturers.
Includes:
- Overdraft facilities
- Short‑term revolving credit
- Invoice financing
- Receivables financing
2. Term Loans for Expansion
Long‑term financing for business growth, asset purchase, or new project development. Use cases:
- Opening new branches
- Machinery & equipment purchase
- Business expansion
- Technology upgrades
3. Business Loan Against POS / Card Sales
For retail, restaurants, salons, and service businesses with strong POS transactions. Benefits:
- Daily/weekly repayment
- No heavy collateral
- Fast approval
4. Corporate Loan Against Bank Statement
For SMEs with consistent revenue flow. Banks evaluate:
- Monthly turnover
- Average balance
- Business stability
- Existing liabilities
5. Loan Against Company Assets
Secure financing using business assets such as:
- Machinery
- Vehicles
- Equipment
- Inventory
6. Commercial Property Loan
Financing for:
- Office purchase
- Warehouse purchase
- Retail shop purchase
- Industrial property
Benefits:
- Long tenure
- Lower interest rates
- Strong asset‑backed security
7. Project Finance
Structured funding for large‑scale commercial, industrial, or investment projects. Includes:
- Feasibility review
- Cash‑flow modeling
- Risk assessment
- Bank presentation & negotiation
8. Trade Finance Facilities
For importers, exporters, and trading companies. Facilities include:
- LC (Letter of Credit)
- TR (Trust Receipt)
- BG (Bank Guarantee)
- Invoice discounting
- Export financing
OUR PROCESS — HOW WE SECURE YOUR LOAN
Step 1 — Eligibility Assessment
We analyze your:
- Bank statements
- VAT returns
- Financials
- AECB score
- Existing liabilities
Step 2 — Loan Structuring
We prepare a bank‑ready loan structure aligned with UAE banking criteria.
Step 3 — Documentation Preparation
We prepare:
- Corporate profile
- Financial summary
- Loan justification
- Cash‑flow analysis
- Compliance documents
Step 4 — Bank Submission & Negotiation
We submit to multiple banks and negotiate:
- Better interest rates
- Higher loan amounts
- Flexible repayment terms
Step 5 — Approval & Disbursement
We coordinate with the bank until final approval and loan release.
ELIGIBILITY CRITERIA
Banks typically require:
- Minimum 1 year business operations
- Monthly turnover AED 80,000+ (varies by bank)
- Clean AECB score
- Valid trade license
- Active corporate bank account
- Stable cash‑flow
REQUIRED DOCUMENTS
- Trade License
- MOA / Share Certificate
- Passport, Visa, Emirates ID
- 6–12 months bank statements
- VAT returns
- Tenancy contract
- Financial statements (if available)
- Existing loan details
WHY BUSINESSES CHOOSE AMANEX
- Strong relationships with UAE banks
- High approval success rate
- Expert loan structuring
- Fast processing
- Transparent advisory
- End‑to‑end support