Supporting Import/Export and Supplier Transactions
Amanex Group provides comprehensive Trade Finance and International Business Support services designed to empower importers, exporters, distributors, and global trading companies. Our solutions ensure smooth cross-border transactions, optimized cash flow, and secure supplier relationships through structured financial instruments and bank-backed facilities.
We work closely with leading UAE and international banks to deliver fast, compliant, and cost-effective trade finance solutions.
1. Import Finance
Import Finance provides businesses with the liquidity required to purchase goods from international suppliers without upfront payment.
Key Features:
- Bank-funded import payments
- Extended credit terms
- Support for high-volume shipments
- TR (Trust Receipt) facilities
Example: A trading company imports AED 500,000 worth of electronics using a 120-day TR facility, allowing them to sell goods before repayment.
2. Export Finance
Export Finance helps exporters receive early payments while offering competitive credit terms to international buyers.
Key Features:
- Pre-shipment and post-shipment finance
- Export bill discounting
- Faster cash flow cycles
Example: An exporter receives 80% of invoice value upfront through export bill discounting, improving liquidity.
3. Supplier Credit
Supplier Credit enables businesses to pay suppliers on time while extending their own working capital cycle.
Key Features:
- Bank-backed supplier payments
- Extended repayment terms (60–180 days)
- Strengthened supplier relationships
Example: A construction firm secures AED 300,000 supplier credit to purchase raw materials with 90-day repayment.
4. Purchase Order Finance
Purchase Order (PO) Finance provides funding to fulfill confirmed purchase orders from reputable buyers.
Key Features:
- Financing based on confirmed PO
- Covers production, procurement, and logistics
- Ideal for SMEs with large orders
Example: A textile company receives AED 200,000 PO finance to fulfill a large retail order.
5. LC Discounting
LC Discounting allows businesses to receive early payment against Letters of Credit issued by buyers.
Key Features:
- Immediate liquidity
- Reduced payment risk
- Faster working capital turnover
Example: A manufacturer discounts a USD 100,000 LC and receives funds within 48 hours.
6. Performance Guarantees
Performance Guarantees assure buyers that the seller will fulfill contractual obligations.
Key Features:
- Secures contract performance
- Required for government and large private tenders
- Enhances business credibility
Example: A contracting company obtains a AED 1M Performance Guarantee for a government infrastructure project.
7. Contract Financing
Contract Financing provides funds to execute large contracts, covering materials, labor, and operational costs.
Key Features:
- Financing tied to contract value
- Supports project execution
- Ideal for construction, logistics, and service companies
Example: A logistics firm receives AED 750,000 contract finance to execute a 12-month supply chain agreement.
Eligibility
- Valid UAE trade license
- Active import/export operations
- Minimum 6–12 months business history
- Clean banking record
- Confirmed PO, invoice, or LC (for specific services)
Required Documents
- Trade License & MOA
- Passport, Visa, Emirates ID of owners
- 6–12 months bank statements
- Supplier invoices or purchase orders
- LC documents (if applicable)
- Company profile & financials
Process Flow
- Trade Requirement Assessment
- Document Collection & Verification
- Bank Selection & Facility Structuring
- Submission to Bank Trade Desk
- Approval & Facility Activation
- Transaction Execution & Monitoring
Partner Banks
Emirates NBD, Mashreq, ADCB, FAB, RAKBANK, ADIB, CBD, International Correspondent Banks.
Sample Case Study
Client: Import/Export Trading Company
Requirement: Working capital for high-volume shipments
Solution:
- AED 600,000 Import Finance (TR Facility)
- LC Discounting for faster cash flow
- Supplier Credit for extended payment terms
Outcome: Increased shipment volume by 40% within 3 months.
FAQs
Q: What is the minimum turnover required for trade finance?
Typically AED 100,000–200,000 monthly, depending on bank.
Q: Can startups apply for trade finance?
Yes — if they have confirmed PO, LC, or strong supplier contracts.
Q: How long does LC issuance take?
Usually 2–5 working days after facility approval.
Q: Do you assist with international supplier negotiations?
Yes — Amanex provides full support for documentation and compliance.
Need support for an international trade transaction? Contact Amanex Group or explore Letter of Credit facilities.