UAE property finance suite

Mortgage & Property Finance Dashboard

Explore purchase affordability, DBR and LTV, refinance scenarios, rental yield, and product fit in one live dashboard.

How to read these results: Ratios use the current UAE Central Bank framework as a reference; lender assessment can set stricter limits. The profile-fit score is not an approval probability. CBUAE mortgage regulation · DBR repayment guidance

01 · Property & applicant02 · Affordability & comparison03 · Recommendation & matching

Applicant & property profile

Gross monthly income (AED)

Existing monthly obligations (AED)

AECB score (self-reported)

Employment stability (years)

Applicant category

Property purpose

Property status

Purchase / current property value (AED)

Requested finance amount (AED)

Illustrative annual rate / profit (%)

Finance term (years)

Finance structure

Live affordability & capacity

Mortgage assessment

Current DBR—

Current monthly obligations ÷ gross monthly income

DBR after estimated payment—

Reference ceiling: 50% gross monthly income

Loan-to-Value (LTV)—

—

Estimated monthly payment—

Indicative mortgage capacity—

Lower of DBR-based capacity and applicable reference LTV limit

Indicative minimum down payment—

Affordability snapshot

Enter your details to view indicators.

Compare structures

Islamic vs conventional illustration

This compares a reducing-balance amortization formula with a flat simple-profit illustration. It is not a Sharia ruling, bank quotation, or profit-rate comparison on equal contract terms.

Model	Monthly estimate	Total payment estimate	Assumption

Refinance scenario

Refinance savings calculator

Current outstanding balance (AED)

Current rate (%)

New indicative rate (%)

Remaining term (months)

Refinance fees (AED)

Net estimated savings over remaining term—

—

Investment view

Property rental yield calculator

Property value (AED)

Annual rent (AED)

Annual service / maintenance / vacancy costs (AED)

Cash invested / down payment (AED)

Gross yield—

Net yield—

Cash-on-cash yield—

Property funding engine

Product fit & bank matching

—

Indicative profile fit—

Not an approval probability

Off-plan reference LTV50%

For screening; lender and property approvals still apply

Potential institutions to ask

Candidate names from supplied finance data; mortgage availability not verified.

Actual offers depend on income verification, valuation, age and tenor limits, property/project approval, fees, insurance/takaful, and lender underwriting. The affordability formula applies a configurable 2 percentage-point payment stress for illustration.

No approval odds are calculated. The DBR/LTV indicators are screening references, not legal advice or a lending decision. See the linked Central Bank rules and confirm current requirements with the lender.