UAE vehicle finance marketplace

Auto Finance Eligibility Dashboard

Review applicant readiness, vehicle finance capacity, down payment and trade-in, indicative installments, ownership costs, EV savings, and product fit.

Reference limits: CBUAE rules limit car finance to 80% of vehicle value and set a 50% gross-income ceiling for aggregate monthly loan deductions. These are screening references; the lender may apply stricter limits. CBUAE car-loan rules · Repayment rules

01 · Applicant02 · Vehicle & costs03 · Finance match

Applicant & identity readiness

Emirates ID document status

Passport document status

UAE visa status

UAE driving licence

Employer type

Length of employment (years)

Job stability

Monthly income (AED)

Salary transfer option

Existing monthly obligations (AED)

Credit and banking assessment

Personal AECB score (self-reported)No credit-bureau lookup takes place.

Payment history

Existing personal loans / facilities

Credit facility utilization (%)

Returned cheques (12 months)

Emirate

Vehicle & purchase details

Vehicle category

Dealer / purchase price (AED)

Estimated market valuation (AED)

Cash down payment (AED)

Trade-in estimated value (AED)

Trade-in loan payoff (AED)

Finance term (months)

Finance type

Rate / profit assumption · salary transfer (%)

Fees · salary transfer (AED)

Rate / profit assumption · no transfer (%)

Fees · no salary transfer (AED)

Ownership cost & EV savings

Annual insurance estimate (%)Editable estimate only; request insurer quotations.

Registration / testing estimate (AED)

Distance driven each year (km)

Petrol consumption (L / 100 km)

Petrol price assumption (AED / L)

EV consumption (kWh / 100 km)

Charging price assumption (AED / kWh)

Estimated annual EV maintenance saving (AED)

Instant vehicle finance dashboard

Affordability, DBR & finance capacity

Indicative readiness profile—

Transparent fit score, not approval odds

DBR after estimated payment—

50% gross income reference

Vehicle finance-to-value—

80% car finance reference ceiling

DBR-based capacity—

Illustrative EMI—

Minimum down payment reference—

20% of vehicle valuation

Trade-in equity—

Estimated value less outstanding payoff

Price the full ownership picture

Upfront costs & salary transfer comparison

Insurance estimate / year—

Registration estimate—

Cash needed after trade equity—

Scenario	Assumed rate	Monthly estimate	Total incl. fee

Islamic vs conventional EMI comparison

Structure	Monthly estimate	Total incl. fee	Calculation model

Islamic comparison is a simplified flat-profit illustration, not a bank quotation or Sharia certification.

EV versus petrol energy cost

Petrol annual cost—

EV annual charging cost—

Estimated annual savings—

Finance selection

Product recommendation & institution matching

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Potential finance providers

Candidate names only; availability not confirmed.

Dealer match

Preferred dealer name (optional)

No live dealer directory is included. Add approved dealer listings to data/auto-dealers.json to enable location and vehicle-type matching.

AECB, identity, employment, and payment details on this page are not verified or transmitted. Never enter identity document numbers here.

CBUAE limits are references only. Actual vehicle value, insurer pricing, fees, finance rates, salary-transfer terms, and approval decisions are set by the lender/dealer and may differ. No actual approval probability is calculated.